Here's exactly what MyClearBudget looks like with real data. This is what you get on day one — no setup required, no guessing.
Instant download · Works in Excel · No subscription
Five numbers. Total clarity. Know your financial position in seconds.
Budget vs. actual — see exactly where you're over, under, and on track. Color-coded for instant clarity.
| Category | Budgeted | Actual | Difference | % of Income |
|---|---|---|---|---|
| INCOME | ||||
| Primary Job | $5,500 | $5,500 | $0 | 63.2% |
| Spouse Income | $2,800 | $2,800 | $0 | 32.2% |
| Side Hustle | $400 | $320 | –$80 | 3.7% |
| TOTAL INCOME | $8,700 | $8,620 | –$80 | 100% |
| 🏠 HOUSING & UTILITIES | ||||
| Mortgage / Rent | $1,450 | $1,450 | $0 | — |
| Electric | $120 | $138 | +$18 | — |
| Gas | $60 | $55 | –$5 | — |
| Water | $45 | $45 | $0 | — |
| Internet | $80 | $80 | $0 | — |
| Phone | $120 | $120 | $0 | — |
| Home Insurance | $95 | $95 | $0 | — |
| TOTAL HOUSING | $1,970 | $1,983 | +$13 | — |
| 🍽 FOOD & DINING | ||||
| Groceries | $600 | $672 | +$72 | — |
| Restaurants | $150 | $210 | +$60 | — |
| Coffee | $40 | $63 | +$23 | — |
| Work Lunches | $60 | $55 | –$5 | — |
| TOTAL FOOD | $850 | $1,000 | +$150 | — |
| 🚗 TRANSPORTATION | ||||
| Car Payment | $385 | $385 | $0 | — |
| Car Insurance | $145 | $145 | $0 | — |
| Gas / Fuel | $180 | $195 | +$15 | — |
| Maintenance | $50 | $0 | –$50 | — |
| Parking | $20 | $25 | +$5 | — |
| TOTAL TRANSPORT | $780 | $750 | –$30 | — |
| 💳 DEBT PAYMENTS | ||||
| Credit Card 1 | $75 | $75 | $0 | — |
| Credit Card 2 | $50 | $50 | $0 | — |
| Student Loan | $220 | $220 | $0 | — |
| TOTAL DEBT PAYMENTS | $345 | $345 | $0 | — |
| 🌱 SAVINGS | ||||
| Emergency Fund | $200 | $200 | $0 | — |
| 401k / IRA | $300 | $300 | $0 | — |
| Brokerage | $100 | $100 | $0 | — |
| TOTAL SAVINGS | $600 | $600 | $0 | — |
| TOTAL EXPENSES | $5,812 | $5,812 | — | — |
| MONTHLY SURPLUS | $2,888 | $2,808 | — | — |
See every debt, every interest rate, and exactly how many months until it's gone.
| Debt | Balance | Interest Rate | Min Payment | Extra Payment | Est. Payoff |
|---|---|---|---|---|---|
| Credit Card 1 | $3,200 | 21.99% | $75 | $100 | 28 months |
| Credit Card 2 | $1,450 | 17.99% | $50 | $0 | 36 months |
| Student Loan | $18,500 | 5.25% | $220 | $0 | 104 months |
| Car Loan | $12,800 | 6.49% | $385 | $0 | 40 months |
| Medical Bill | $650 | 0.00% | $50 | $0 | 13 months |
| TOTAL | $36,600 | — | $780 | $100 | — |
Every goal gets a progress bar. Every contribution moves you forward. Motivation built in.
Assets minus liabilities. Your real financial standing — updated every month.
Get MyClearBudget for just $17 — instant download, works in Excel. Everything you just saw, ready to fill in with your numbers on day one.
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