One-time purchase · No subscription

Stop guessing.
Start knowing.

MyClearBudget gives you a clear, honest picture of your finances — no jargon, no subscriptions, no fluff. Just the right spreadsheet tools so you can breathe easier and make better decisions with every dollar.

See All Tools → Get the free workbook →

Instant download  ·  Works in Excel & Google Sheets  ·  No subscription ever

Dashboard Preview June 2026
Income
$5,400
Spent
$3,810
Left Over
$1,590
Housing
72%
Food
54%
Transport
38%
Subscriptions
91%
Savings
60%
78%
of Americans live paycheck
to paycheck at some point
$1.1T
in credit card debt carried
by U.S. consumers right now
1 in 3
adults have no monthly
budget at all
Personal Finance Tools

Spreadsheet tools built for real clarity.

One-time purchase. No subscription. Yours forever. Works in Excel & Google Sheets.

Personal Budget Tracker dashboard preview

Personal Budget Tracker

8 tabs, 38 categories, full annual tracking, and a built-in net worth calculator. The flagship tool.

$17 Buy Now
Debt Snowball Calculator dashboard preview

Debt Snowball Calculator

See your debt-free date. Choose snowball or avalanche and watch it disappear month by month.

$14 Buy Now
Freelance Invoice Tracker dashboard preview

Freelance Invoice Tracker

Manage up to 500 invoices with a client manager and full income dashboard. Tax-ready.

$15 Buy Now
Side Hustle Income Tracker dashboard preview

Side Hustle Income Tracker

P&L by income source. Tax-ready and formatted for Schedule C filers.

$15 Buy Now
Real Estate Investors

Analyze deals before you close them.

Professional-grade tools for BRRRR, rentals, and flips. One-time purchase, no subscription.

🔥 Most Popular
BRRRR Strategy Calculator dashboard preview

BRRRR Strategy Calculator

Full BRRRR analysis — ARV, refi cash-out, infinite return check, and cash flow scorecard.

$19 Buy Now
Rental Property Analyzer dashboard preview

Rental Property Analyzer

Cap rate, cash-on-cash return, GRM, and a full amortization schedule built in.

$19 Buy Now
House Flip Calculator dashboard preview

House Flip Calculator

Reno budget, holding costs, break-even ARV, and profit projection all in one sheet.

$19 Buy Now
What People Are Saying

Real results from real users.

★★★★★

"I've tried every budgeting app out there. This is the first time I actually understand where my money goes. Setup took maybe 20 minutes."

JM
J. Mitchell
Marketing Manager
★★★★★

"The debt snowball calculator alone was worth every penny. I can finally see my payoff date — and it's way sooner than I thought."

SR
S. Rivera
Nurse, 2 kids
★★★★★

"As a freelancer with irregular income, most tools just don't work for me. The side hustle tracker is exactly what I needed for tax season."

KL
K. Larsen
Freelance Designer
The Real Problem

Most people have no idea where their money actually goes.

That's not a character flaw — it's a tool problem. Budgeting apps are either too complex and time-consuming, or so generic they never fit real life. So most people just don't budget at all.

You check your bank account at the end of the month, feel vaguely stressed, and wonder where it went. It doesn't have to be this way. Clarity doesn't require a finance degree or hours of setup — just the right tool built for how you actually live.

How It Works

Three things that change everything.

STEP 01

See Your Full Financial Picture

Income, expenses, savings, and debt — all in one clear view. No more scattered statements or end-of-month dread.

  • Monthly snapshot of every account
  • Net worth tracked automatically
  • Trends over time, not just right now
STEP 02

Know Where Every Dollar Goes

Categorize spending, spot the leaks, understand your habits — without judgment. Just data you can act on.

  • Spending by category, week, or month
  • Identify recurring charges you forgot
  • See what's eating your paycheck
STEP 03

Build a Budget That Fits Your Life

No rigid templates. MyClearBudget adapts to your income, goals, and real life — not the other way around.

  • Flexible categories you control
  • Built for irregular income too
  • Goal tracking for what matters to you
Who It's For

Built for real people. Not spreadsheet nerds.

💼

Young Professionals

You're earning real money but rent, loans, and lifestyle creep make it disappear. Time to know exactly where it's going.

"I make decent money but I never have anything left at the end of the month."
👨‍👩‍👧‍👦

Families

Between groceries, childcare, and everything else, family budgets are complicated. MyClearBudget makes it manageable.

"We need to save for college but we can never figure out where to cut first."
📅

Paycheck to Paycheck

When every dollar counts, you can't afford surprises. MyClearBudget helps you plan ahead and slowly build breathing room.

"I'm not broke — I just have no margin for error. I need a plan."
Ready to get clear?

Take control of your money today.

No subscriptions. No recurring charges. Buy once, own it forever.

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